RealTime Fantasy Sports, Inc. ("RTFS") provides fantasy sports services and contents via www.rtports.com, www.fantasychampionship.com, www.freedraftguide.com, and via the RTFS full season, DFS, and draft guide mobile apps.

By using or other accessing RTFS, or clicking to accept these Terms of Use ("Terms"), you accept and agree to these Terms and individual rules and scoring for all leagues and contests. If you do not agree to the Terms, then you may not access or use the services of RTFS.

Players will be notified via RTFS landing page of any changes to the Terms.

Full Season Fantasy Football Commissioner Service

• The service runs through March 1 of each year. At that time the site will remain open, but league data, including the message boards, transactions, trades, gamecasts and standings will be removed and leagues will be reset to the next season.
• Some information will be archived, but it is the user's responsibility to save any desired information.
• RTFS is not responsible for retaining data pertaining to any league.

Playoff Fantasy Football Commissioner Service

• The service runs through March 1 of each year. At that time the site will remain open, but league data, including the message boards, transactions, trades, gamecasts and standings will be removed and leagues will be reset to the next season.
• Some information will be archived, but it is the user's responsibility to save any desired information.
• RTFS is not responsible for retaining data pertaining to any league.

Fantasy Sports Full Season Public Leagues

• Fantasy football leagues run through March 1st. At that time the leagues and their contents will be removed from the site and registration will begin for the next season.
• Fantasy baseball leagues run through December 1st. At that time the leagues and their contents will be removed from the site and registration will begin for the next season.
• Fantasy basketball leagues run through August 1st. At that time the leagues and their contents will be removed from the site and registration will begin for the next season.
• It is the user's responsibility to save any desired information.
• RTFS is not responsible for retaining data pertaining to the league.

Daily Fantasy Games

• Daily fantasy games run continously with each league lasting between one day and one week. RTFS will maintain a record leagues played and their results for a minimum of one year from the conclusion of the league.
• Participants are individually responsible for retaining any desired data for a longer period of time.

Commercial Services

The platform and services offered by RTFS may not be rebranded, resold, or remarketed for any commercial purpose without the expressed written permission of RealTime Fantasy Sports. No third party shall represent, advertise, or promote the use of the RTFS platform and services as operating their services without the expressed written permission of RealTime Fantasy Sports. No unlicensed or unauthorized third party shall operate paid fantasy contests on the RTFS platform.

The platform and services offered by RTFS may not be used to operate any licensed or unlicensed public fantasy contests in any jurisdiction. This includes all online and in-person fantasy events of any public fantasy contests. RealTime Fantasy Sports reserves the right to terminate current and future access to all services for any person or entity operating licensed or unlicensed public fantasy contests. RTFS is not responsible nor liable and shall be held harmless for any consequences for persons or entities operating fantasy contests with the RTFS platform and services.

Community Forums and Chat Services

• RTFS administrators and moderators will attempt to remove or edit any generally objectionable material as quickly as possible. By agreeing to the Policies contained herein, you acknowledge that all posts made to these forums express the views and opinions of the author and not the administrators, moderators or webmaster and hence will not be held liable.
• By agreeing to the Policies contained herein, you agree not to post any commercial solicitations or advertising for any products or services.
• By agreeing to the Policies contained herein, you agree not to use a name, nickname or team name that contains hateful, abusive, obscene, vulgar, slanderous, hateful, threatening, or sexually-oriented terms.
• By agreeing to the Policies contained herein, you agree not to post any personal attacks, abusive, obscene, vulgar, slanderous, hateful, threatening, sexually-oriented, gratuitous, or any other material that may violate any applicable laws. RTFS reserves the right immediately and permanently ban offenders. Additionally, RTFS reserves the right to contact your service provider and/or law enforcement authorities. The IP addresses of all posts are recorded to aid in enforcing these conditions.
• By agreeing to the Policies contained herein, you agree that RealTime Fantasy Sports' webmaster, administrator and moderators have the right to remove, edit, move or close any topic at any time should they see fit.
• By agreeing to the Policies contained herein, you agree to any personal information you have entered being stored in a database. While this information will not be disclosed to any third party without your consent, RealTime Fantasy Sports webmaster, administrator and moderators cannot be held responsible for any hacking attempt that may lead to the data being compromised.

Full Season Fantasy Football Commissioner Service

• Users may receive a full refund until October 1st of the current football season without any questions.
• Users may not receive refunds after October 1st of the current football season.

Playoff Fantasy Football Commissioner Service

• Users may receive a full refund until January 10th of the current football season without any questions.
• Users may not receive refunds after January 10th of the current football season.

Fantasy Sports Full Season Public Leagues

• The refund policy for full season fantasy sports leagues is published within the official rules for each game.

Daily Fantasy Games

• The refund policy for daily fantasy games is published within the Official Rules of RealTime Daily.

King of the Mountain and King of the Mountain 2

• Players may receive a full refund up to 24 hours prior to the first game of the season without any questions.

Reservations by RealTime Fantasy Sports

• RTFS reserves the right to grant refunds at any time for any reason.

Bonus Cash Awards

From time to time RealTime Fantasy Sports awards players bonus cash as play incentives or referral incentives. If awarded, bonus cash will appear as part of your total account balance. Bonus cash may be spent on any product, service, or contest at RealTime Fantasy Sports. Bonus cash is subject to the following restrictions:

• Bonus cash will be spent after all deposits and winnings in a player's account have been spent.
• Bonus cash does not expire.
• Bonus cash may be used on any purchase at RealTime Fantasy Sports.
• Bonus cash may not be paid out in any form, such as direct deposit, paper check or other.
• Bonus cash may not be traded or transfered to any other player for any reason.
• If a player permanently closes their account all bonus cash is forfeited.

In order to participate in public leagues, seasson long or daily (DFS), where prizes are awarded, a player's account must be verified to ensure the account holder's provided information is accurate. Players consent to age and identity verification as a condition to participating in a public league. In addition, players consent to ongoing geolocation verification by RTFS.

• To be verified a player must accurately supply their legal name, permanent address, and date of birth. RTFS will verify this information using 3rd party services that may access public and private databases. Players may be required to supply partial or complete social security numbers (SSN) to aid in verification.
• Verified players agree that no person(s) other than the account holder, the person matching the legal name on the account, shall use or access the account for any purpose.
• Minors are prohibited from verifying accounts and participating in any public contests. See individual contest rules for additional age restrictions.
• Players are entitled to a full record of their account transactions at anytime.
• Players may be required to re-verify their accounts should their permanent address change.
• Players are required to have a verified account to cash out.

• Verified players acknowledge that their account activity and winnings may be disclosed to the Secretary of State, Department of Revenue, Gaming Commission or any other applicatable state entity within their jurisdiction.
• Verified players acknowledge that their winnings may be disclosed to the Internal Revenue Service.

• RTFS reserves the right to terminate service without a refund for any abusive language, threating message or action directed toward any RTFS employee, contractor, sub-contractor, partner, or other form of associate. Any threat or abuse, verbal, physical, electronic, written or of any form, will result in immediate terminiation of service and may result in legal or civil action by RTFS.
• RTFS reserves the right to terminate service without a refund for any malicious behavior directed towards or resulting in unnecessary activity by RealTime Fantasy Sports, Inc. Such behavior includes any intentional act to harm RealTime Fantasy Sports Inc.'s operations, such as hacking or denial of service attacks, malicious emails or viruses; or any intentional harm to RealTime Fantasy Sports, Inc.'s customers, including other members of the player's league.
• Commissioner Services
  • Any payment check returned for insufficient funds will result in immediate suspension of the commissioner service. The league must then pay the original non-discounted fee for commissioner service, plus an additional $20 overdraft fee to restart service.
  • Any bank payment rejected by the player's bank for insufficient funds will result in immediate suspension of the commissioner service. The league must then pay the original entry fee or deposit, plus an additional $25 overdraft fee to restart service.
  • Any credit card charged back will result in immediate suspension of the commissioner service. The league must then pay the original non-discounted fee for the service, plus an additional $30 processing fee to restart service.
• Public Leagues - Full Season and DFS
  • Any bank payment rejected by the player's bank for insufficient funds will result in immediate suspension of access to all teams and the funds in the player's account. The player must then pay the original entry fee or deposit, plus an additional $25 overdraft fee to resume access.
  • Any credit card charged back by a player will result in immediate suspension of access to all teams and the funds in the player's account. The player must then pay the original entry fee or deposit, plus an additional $30 processing fee to resume access.
  • Players with outstandins overdrafts or chargebacks shall forfeited all winnings. Outstanding overdraft or processing fees shall deducted from the player's account balance.
  • RTFS reserves the right to close a player's account - without notice - shall a deposit or entry fee be charged back or rejected for insufficient funds.

• RTFS accounts that have a positive cash balance and have been inactive, meaning no purchase or withdrawal, for 3 years will be assessed a monthly $5 inactivity fee.
• Accounts will automatically be reactivated any time a purchase or withdrawal occurs.
• RTFS will attempt to notify all account holders at least 30 days prior to any account being declared inactive. RTFS accounts that have a positive cash balance and have been inactive, meaning no purchase or withdrawal, for 7 years will be forfeited and the account permanently closed.
• RTFS will attempt to notify all account holders at least 90 days prior to any account being forfeited.

• Scores and stats are updated immediately as they are received from our statistics provider. Some events beyond the control of RTFS may cause a delay in reporting. RealTime Fantasy Sports is not responsible for the timeliness and accuracy of the statistics.
• Because the statistics are updated "live", some errors may occur. Statistical errors are usually corrected by our stats provider during the course of the sporting event, but may take up to 24 hours to be corrected.
• If an error occurs and is not corrected by our provider, RTFS will correct the stat, but only if it is overwhelmingly obvious that the stat is in error. If there is any doubt to the validity of the stat, RTFS will maintain the statistic given by its provider.
• All stats for a given NFL week are deemed final at noon on Thursday of the next week. If the NFL changes a stat weeks later, it will not be changed by RTFS.
• All stats for a given MLB week are deemed final at noon on Thursday of the next week. If MLB changes a stat weeks later, it will not be changed by RTFS.
• RTFS still reserves the right to change any stat at any time for any unforeseen reason.
• RealTime Fantasy Sports is not responsible for any inaccuracies, representations, statements, graphics or content of materials that are uploaded onto its servers and website from other vendors, including but not limited to the National Football League, Major League Baseball, NASCAR, Stats LLC, Sports Direct, XML Team, the Associated Press, and users, members, subscribers, customers or participants.

• RTFS collects e-mail addresses, phone numbers, home addresses and other personal information for its own use for in eligibility and prizing, and to enhance the customer's service. This information is never resold to any other party in any manner. Name and email maybe shared with a software partner to ensue proper function of the website or related apps. Email addresses may be used by RTFS for self promotion or promotion of marketing partners of RTFS. All other personal information is never used for unauthorized solicitation.
• RTFS users may opt out of receiving email directly from RTFS by visiting our no email page.
• RTFS may retain the last four digits of credit cards for potential refunds of purchases. All other information (full credit card number, expiration date, CVV, etc.) is retained soley by our third party payment processing vendor.
• RTFS is not responsible for stolen credit information or fraud as a result of charges performed via our third party payment processing vendor.
• In order to comply with the COPPA law, you must be at least 14 years of age sign up for an account with RealTime Fantasy Sports.
• For public contests where prizes are awarded RTFS may collect certain information to verify your identity, age, and geolocation to comply with state and federal laws pertaining to playing fantasy sports. This data is used for the sole purpose of verification of identity, age, and geolocation and is not used or sold for any other purpose.
• To comply with the requirements of the U.S Internal Revenue Service, RTFS is required to collect your social security number for net winnings in excess of $600 in any calendar year. Your social security number is used for issuing the required 1099-MISC. It is not used for any other purpose.
• Players may request at anytime their RTFS account be permanently closed and all personal information be securely erased or deleted. Data will only be retained as long as required for state and federal tax purposes.

Resources

RTFS supports responsible gaming and provides Responsible Gaming information and controls for all players.

Parental Controls

• Persons under the age of 18 are not permitted to participate in any fantasy contest offer by RealTime Fantasy Sports that includes an entry fee.
• RealTime Fantasy Sports performs 3rd party age and address verification on all potentional participants before contest entry is permitted. Persons under the age of 18 are actively blocked from participating.
• If for any reason a parent or guardian is concerned about preventing participation in paid contest by a minor they may contact us at support@rtsports.com or (636) 447-1170 and provide us with account identification and/or an Internet Protocol (IP) address of the minor. Upon verification the person is a minor, we will close the account and/or actively block the device identified by the IP address from accessing all paid entry games.
• Parents or guardians may also install block software on their personal computer such as OpenDNS with toll-free number 1-877-811-2367 or Net Nanny, with toll-free number 1-800-485-4008.

Self Exclusion or Permanent Account Closure

• Verified players may choose voluntary self exclusion of their account at anytime.
• Voluntary self exclusion option range from one (1) week to two (2) years except where state law or regulation explicitly defines self exclusion options.
• Voluntary self exclusion will follow the applicable state laws and regulations in regard to forfeiture or return of any account balance for the period of self exclusion.
• Players will be actively prohibited from joining any fantasy contest during their period of self-exclusion.
• Verified players may choose to permanently close their account at anytime.
• Permanent account closures will follow the applicable state laws and regulations in regard to forfeiture or return of any account balance.
• Permanently closed accounts will be actively prohibited from joining any fantasy contest.
• New, replacement, or second accounts for players with permanently closed accounts will not be permitted.

Monthly Deposit Limit

Several states have requirements for monthly deposit limits on fantasy players. A deposit is defined as credit card or check desposits used to purchase entries into fantasy contests, or direct credit card purchases of fantasy contest entries. RTFS enforces monthly deposit limit on season long and daily fantasy contests where an entry fee is required. Monthly deposit limits apply to persons physically located in a state with limits. Players may request an increase in their monthly deposit limit by filling out a Deposit Limit Increase Request Form ( MA, MD, TN. ) Proof of assests or income may be required.

• All pages and data displayed on the RealTime Fantasy Sports site are copyrighted by RealTime Fantasy Sports, Inc. and may not be reproduced or reused in any form with out the express written consent of RealTime Fantasy Sports, Inc.
• Advance writtern consent of RealTime Fantasy Sports is required for access and permission to use any RTFS application program interface (API) for any purpose.
• All fantasy content, statistics and articles are sole property of RealTime Fantasy Sports Inc. and for private use on this website only; any re-sale or re-distribution of this service or its contents (in any form) without written and signed consent of RealTime Fantasy Sports Inc. is strictly prohibited.
• All submissions and upload information (i.e. message board comments, league news and logos) become the property of RTFS.
• RealTime Fantasy Sports is not responsible for any trademark, trade name, service mark or copyright infringement that may occur as the result of individuals or entities submitting comments or uploading words, phrases, names or images to its servers. RealTime Fantasy Sports is not responsible for any defamatory or libelous statements that may be made by individuals or entities submitting comments uploaded onto its servers. By agreeing to the Policies contained herein, any and all users, members, subscribers and participants agree not to upload any materials that constitute an infringement of any trademark, trade name, service mark or copyright, and defamatory or libelous statements onto RTFS' servers.
• By agreeing to the Policies contained herein, any and all users, members, subscribers and participants agree to hold RealTime Fantasy Sports harmless for any injury to, or legal action taken against, a user, member, subscriber or participant because of any alleged infringement of a trademark, trade name, service mark or copyright, a defamatory or libelous statement, or an unauthorized use of the likeness of a person or entity that is uploaded onto RTFS' servers.
• By agreeing to the Policies contained herein, any user, member, subscriber or participant agrees to indemnify RealTime Fantasy Sports for any claim, demand or legal action taken against it, including reasonable attorneys' fees, for an infringement of a trademark, trade name, service mark or copyright, a defamatory or libelous statement, or an unauthorized use of the likeness of a person or entity that is uploaded onto RTFS' servers by that user, member, subscriber or participant.
• By agreeing to the Policies contained herein, any user, member, subscriber or participant agrees not to upload, post or otherwise make available on RTFS's servers or websites any materials that are unlawful, harmful, threatening, abusive, obscene or harassing.
• By agreeing to the Policies contained herein, any user, member, subscriber or participant agrees not to upload, post or otherwise use RTFS communication channels or website for promotion of commercial products or services or advise others to do so without expressed written permission of RTFS. Persons wishing to advertise products or services with RTFS may contact RTFS for advertising rates.
• RTFS is not affiliated with nor endorsed by the National Football League, its franchisees or subsidiaries.
• RTFS is not affiliated with nor endorsed by NFL Players Association, Inc. or any NFL player active or retired.
• RTFS is not affiliated with nor endorsed by Major League Baseball, its franchisees or subsidiaries.
• RTFS is not affiliated with nor endorsed by Major League Baseball Players Association or any MLB player active or retired.
• RTFS is not affiliated with nor endorsed by the National Basketball Association, its franchisees or subsidiaries.
• RTFS is not affiliated with nor endorsed by the National Basketball Players Association or any NBA player active or retired.
• RTFS is not affiliated with nor endorsed by the National Hockey League, its franchisees or subsidiaries.
• RTFS is not affiliated with nor endorsed by the National Hockey League Players Association or any NHL player active or retired.
• RTFS is not affiliated with nor endorsed by the NASCAR, its franchisees or subsidiaries.
• RTFS is not affiliated with nor endorsed by any NASCAR driver active or retired.
• RTFS is not affiliated with nor endorsed by the PGA, USGA, The Masters or any professional golfer active or retired.

• All persons must have advanced expressed written permission from RealTime Fantasy Sports to claim content contribution or attribution. No person may claim to be a contributor to any RealTime Fantasy Sports website, publication or property without this permission.
• No person may falsely claim employment, potential employment, or previous employment with RealTime Fantasy Sports. No person is authorized to act as a third party agent RealTime Fantasy Sports without advanced expressed written permission.
• RealTime Fantasy Sports will seek prosecution either civil or legal as it may apply to anyone impersonating an employee, officer, or board member of RealTime Fantasy Sports.